Understanding Seg Funds
Knowing the fundamental differences between segregated and mutual funds will help you determine which product is right for you.Segregated funds and mutual funds have many of the same benefits:
Both are pools of financial assets managed by investment professionals.
Both may cover different asset classes that fit a wide variety of investment objectives.
Segregated funds may either be registered (RRSP, RRIF, RESP) or non-registered, and mutual funds may be held in a registered or non-registered account.
Both typically own many different types of investments to increase diversification while minimizing the risk of capital losses over time.
You can generally redeem your investments and get the current market value back at any time.