Our Tools Are Your Keys To Personal Risk Management
Cain & Osborne offers a number of ways for you to manage your money and structure your assets.

Financial Reviews: Keeping Your Plan on Track
As one of our clients, you get regular financial reviews from your financial planners, Lynn and Cain. However, sometimes people just need help managing their own financial and insurance plans. Or maybe they need guidance or a second opinion. For a set fee, we can give you the advice you need to plan your financial future yourself.

Tax Planning: Less Taxes Paid Means More Lifestyle Freedom
Here come the kids, who also do very well as tax deductions! As your situation changes because of factors such as a new child, a new mortgage, and starting a new business, we can identify ways to maximize your tax deductions. That means more money in your pocket for that trip to Barbados. With help from our CA and CGA resource people, we can work with you and them on effective tax planning that works in your favour.
Would setting up a trust work for your children? Can a family member be placed on your payroll? Are you taking advantage of every tax deduction you’re entitled to? A meeting with us and some advice from our trusted tax experts will probably save you enough money to pay for it.

Tax Preparation: Paying Less, Getting More
For a small fee, we can prepare your income tax returns. Using the latest in tax preparation software for Canadian tax professionals, we apply our knowledge of your situation and of your investments to get the best deal with the tax man . . . or the tax woman.
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Pet Insurance: Lifecycle Protection for Your Beloved Pets
Through pre-paid pet funeral insurance, you can also arrange for your pet to be protected for as long as it lives. We’ll show you options through your vet, an animal shelter, or your will. NOTE: Polly wants more than a cracker. She wants care until her 100th birthday and beyond.
Pre-paid Funeral Arrangements
Consider pre-paid funeral arrangements as a gift to the people whom you love most. And yes, pre-paid funerals are part of financial planning too. When the time comes, you will have made all those difficult decisions for them. Start shopping today for your own coffin or urn. Make it a fun family outing.